Can I play a new Havenite character (i.e. a resident of the island)?

Yes, but if you choose to play a Havenite, there will be some restrictions on what you can play and you will need to discuss your character with the ref team. Havenite characters will naturally have insider information on what is happening in Strangehaven and may need to be briefed accordingly. The normal Shards rules apply to Havenite characters, but they will need to follow a character template which will be generated closer to the first game. Any unused karma or hero points gained whilst playing your Havenite character can be transferred to your main Shards character if you so wish.